Pag-IBIG Fund – Virtual Pag ibig

HDMF, or Pag-IBIG Fund, is a government-run savings program for Filipinos. It provides housing loans and insurance products to help people build their financial futures. In today’s digital world, the Pag-IBIG fund has gone online with the introduction of Virtual Pag ibig. This virtual platform provides users with an easy and secure way to manage their accounts, make contributions and withdrawals, and stay up to date on account activity. This article will delve into all the features offered by Virtual Pag ibig, discuss what makes it unique, and explain how you can sign up for access.

What is Pag-IBIG Fund?

Presidential Decree established the Pag-IBIG Fund No. 1530 on May 11, 1978. It provides housing loans, develops affordable housing initiatives, and promotes homeownership among Filipino workers.

The agency’s name is an acronym for “Pagtutulungan sa Kinabukasan: Ikaw, Bangko Industrial ng Pilipinas at Gobyernong may Malasakit” which means “Cooperation for Tomorrow: You, the Industrial Bank of the Philippines and Government with Compassion.”

Since its establishment, Pag-IBIG Fund has helped more than two million Filipinos purchase their own homes. It offers short-term (1-5 years) and long-term (20 years) housing loans depending on the borrower’s needs and capacity to pay.

To avail of a Pag-IBIG loan, members must make monthly contributions equivalent to at least 24% of their basic salary. Members can start paying as low as P100 per month.

How does Virtual Pag-IBIG work?

Pag-IBIG Fund’s Virtual Pag-IBIG system is an online platform that allows OFWs and other members to manage their accounts and remit contributions quickly and conveniently.

Through the Virtual Pag-IBIG system, members can view their account balances, update their personal information, check their contribution history, and even file for loans. They can also use the online platform to make one-time or periodic contributions to their Pag-IBIG Fund account.

The Virtual Pag-IBIG system is available 24/7, so members can access it anytime, anywhere.

What are the benefits of Virtual Pag-IBIG?

The benefits of Virtual Pag-IBIG are numerous, but some of the most notable include the ability to:

  • Save time and money on travel expenses
  • Avoid the hassle of physical paperwork
  • Apply for membership and make contributions online
  • Receive timely information on the status of your account

How to join Virtual Pag-IBIG

To join Virtual Pag-IBIG, you must first create an account with the Pag-IBIG Fund. You can visit their website and click the “Create an Account” button. You must log in and click the “Join Virtual Pag-IBIG” link when you have made your account. Also you can then complete the application and join the program.


Pag-IBIG Fund’s Virtual Pag ibig makes managing your savings, investments, and other benefits easy and convenient. With the help of this online portal, you can save time and money while still ensuring that your funds are secure. This system provides an efficient way for members to access their accounts from any location with internet access. It is a great way to make the most out of your Pag-IBIG membership by ensuring that all its features are accessible anytime.

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